Financing

Loan for Business From MTB Bank

Fast business loans from MTB Bank are a form of financing provided to entrepreneurs and companies to meet short-term or long-term capital needs. They can be used for various purposes, such as launching a new business, expanding an existing business, purchasing equipment, replenishing working capital, covering operating expenses, etc. The terms of the loan, such as interest rates and repayment terms, may differ depending on the type of loan.

Why Do Small and Medium-Sized Businesses Need a Loan?

Many entrepreneurs face a shortage of their own funds to launch their business or expand it. Loans for small and medium-sized businesses provide the necessary funds to purchase equipment, rent premises, purchase goods, develop products or services, etc. They can also be used to cover temporary working capital shortfalls, such as paying salaries, purchasing inventory, etc. Entrepreneurs can use loans to increase production capacity, open new branches, or expand their product range or services.

Loans of 5-7-9%

The main objective of this programme is to support investment initiatives of Ukrainian small business entrepreneurs. It is aimed at creating new jobs, legalising and expanding the activities of small businesses, increasing their competitiveness and strengthening the country's economy.

Loans From the European Investment Bank

MTB Bank continues to actively provide loans to small and medium-sized businesses through partnership programmes that have been developed for several years. From now on, the bank's clients have the opportunity to obtain medium- and long-term financing at lower interest rates.

Loans for Working Capital Replenishment

Factoring

Factoring is a financial method often used by suppliers of goods or services to provide customers with an option to pay at a later date. Similar to an overdraft, factoring helps to ensure continuous financial flows and maintain regular payments to business partners.

Overdraft

This form of business financing ensures a stable payment schedule with your business partners without waiting for funds to be credited to your current bank account. The overdraft limit is set individually depending on the amount of cash flow to your account and is accompanied by collateral.

Credit Lines

A credit line is an option that allows your business to take out a short-term loan from a bank to replenish working capital. The maximum loan amount is limited by MTB Bank.

Technical Loans

We offer technical loans for businesses in Kharkiv or any other city in Ukraine. They can be secured by property rights to deposits with our bank, placed in the currency of the loan or another currency, as well as by a guarantee of an individual who uses his or her bank deposit as collateral.

Agricultural Loans

Agricultural loans from MTB Bank are a type of credit provided to agricultural enterprises or individual farmers to finance their activities. Such business loans can be used to purchase seeds, fertilisers, agricultural machinery and equipment, pay employees, pay for livestock, and for other agricultural needs. 

Purposes of agricultural loans:

• purchase of seeds, fertilisers and pesticides;
• purchase of agricultural machinery and equipment;
• maintenance and repair of agricultural machinery;
• remuneration of employees, including seasonal workers;
• costs of keeping and feeding livestock and other animals;
• development of agricultural land, including land reclamation and irrigation.

These business development loans play an important role in supporting agricultural enterprises by helping them to meet their financial challenges and develop in line with market needs.

Documentary Operations

In addition to the most favourable loans for business, MTB Bank provides other related services. 

Letters of Credit

A documentary letter of credit from MTB Bank is a mechanism of cooperation between a buyer and a seller, in which the bank acts as an intermediary. The bank undertakes to pay the amount to the seller only after certain conditions set out in the document are met.

Bank Guarantees

This is a method of securing contracts whereby the bank undertakes to guarantee that its client will fulfil its financial obligations to the counterparty. This is often used in cases where the counterparties are not sure of each other's financial reliability.

Documentary Collection

A process whereby the seller's bank forwards documents relating to the goods to the buyer's bank in accordance with the customer's instructions. The buyer's bank then transfers the documents to the client (buyer) in exchange for payment or on other terms.

Bill of Exchange Transactions

An avalization service involves the partial or full payment of a bill of exchange on behalf of someone who is obliged to pay the amount on the bill. This is used in situations where the holder of the bill has doubts about the payer's solvency.

Leasing

The development of the economy leads to an increase in the supply of various equipment and machinery, which increases competition between suppliers. In such circumstances, cooperation with a leasing company becomes important for securing financing for a medium-sized business or small business.

The Convenience of MTB Business Internet Banking

Our MTB Business internet bank provides a number of facilities for entrepreneurs and companies:

1. Bill pay. The ability to pay bills, repay our profitable business loans and make other payments in real time, which speeds up and improves the efficiency of financial transactions.
2. Transfers and payments. Make instant or scheduled transfers between accounts, as well as pay for services and transfer funds to other companies.
3. Electronic reporting. The ability to generate financial reports and documents online for accounting and tax reporting.
4. Security. Internet banking provides a high level of protection through multifactor authentication and other technologies to ensure the security of financial transactions.

MTB Business is available to you 24/7. You can access your funds, repay a long-term business loan, and conduct transactions at any time of the day or night and from anywhere in the world where there is Internet access.